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ABOUT US

The Haryana State Cooperative Apex Bank Ltd. commonly called as HARCOBANK occupies a vital position in the economy of Haryana State and has been financing farmers, rural artisans, agricultural labourers, entrepreneurs, etc. in the State and serving its depositors for the last 35 years.Haryana state co-operative Apex BankLtd;(HSCB) had prepared in the past Development Action Plan(DAP) in accordance with the guidelines issued by NABARD.The basic objective of this DAP exercise was to identify the reasons standing in the way of the visibility of the HSCB The short term cooperative credit structure of HARCO BANK consists of three tiers:

State Level 13 branches and 2 extension counters at Chandigarh and Panchkula.
District Level 19 Central Cooperative Banks with their 594 barnches working in the length and breadth of the State.
Patwar-Circle Level 634 PACS (Mini Banks) catering to the financial needs of 30 lacs members who are residing, mostly, in the rural areas of Haryana.

FINANCIAL POSITION

The performance of HARCOBANK has been adjudged as the best State Coop. Bank in the country. From the humble beginning in November, 1966, this bank has grown into a sound financing institution of outstanding credit worthiness. The following figures reveal its financial strength and sound health:-

(Rs in Crores)

Sr.No. Particulars 1966-67 2005-06 2006-07 2007-08 2008-09 2009-10 May 2011
1 Share Capital 51.94 60.94 69.33 72.04 72.33 84.10
2 Own Fund 0.82 409.60 434.40 447.47 449.00 429.87 461.13
3 Deposits 1.16 1172.70 1206.52 1362.58 1723.72 1935.17 2057.52
4 Borrowings 6.47 1497.18 2029.37 2156.60 1751.74 1951.23 2282.91
5 Loan Issued - 3823.25 2987.14 3026.54 3227.40 3332.86 441.06
6 Loan O/S 7.47 2393.19 2910.96 3124.16 2800.00 2988.77 3302.11
7 Profits 0.04 37.00 25.63 4.91 10.61 -17.94 -
8 Recoveries% 97.49 99.85 99.76 99.76 97.75 99.93 -
9 Total Overdue as % to loans O/S - 0.22 0.18 0.23 2.63 0.07 -
10 NPAs % - 0.22 0.18 0.23 2.63 0.07 -
11 Wkg. Capital 8.60 3115.32 3709.95 4005.66 3952.79 4360 4833.29




List Of Officers
Sr.No. Name Of Officer Designation Phone(O) Phone(R) Mobile No.
1 Mr. Krishna Mohan, IAS FC&PS(C)/Chairman 2711952, 2710306-Fax 2794040 -
2 Mr. Naresh Chaudhry Managing Director 2714520, 2704349-Fax 2738090 9417214250
3 Mr. R.P Singla GM(A&I/EDP) 2708760 2538211 9217816041
4 Mr. Maan Singh GM(M&P) 2784785 2538142 9316122554
5 Mr. Krishan Lal GM(NAC/AC) 2708740 2520383 -
6 Mr. Atma Ram DGM(M&P) 2702370, 2721683-FAX 2538143 9467701929
7 Mr. N.S Gill DGM/Principal STC 2573871, 2575282-FAX 2520359 9417725745
8 Mr. B.S Malik DGM(C&M) 2700471 - 9468139938
9 Mr. Sanjay Sharma T.E 2572952 2538143 9872500022
10 Mr. Balraj Sihag DGM(A&I/Bkg) 2707953 2538140 9463955296
11 Mrs. Anupma Manager(AC) 2703198-FAX - 9417215577
12 Mr.Kamal Sharma Manager(TME) 2572941 2520374 9463087501
13 Mrs. Arti Sudhir Manager(NAC) 2705946 2700072 9216316080
14 Mr. Sidharth Tiwari Manager(Investment) 2722154 2552299 9815816219
15 Mrs. Urvashi Gupta Manager(Banking) 2721026 2691483 9815636149
16 Mrs. Sudha Sharma Manager(Accounts) 2784278 2698705 9815614963
17 Mr. Paramjeet Singh Manager(Admin) 2700052 2520367 9872407159
18 Mr. Virender Singh A.M(C&M) 2703187 2551041 9463963259
19 Mr. Piyush Hooda A.M(Computer) 2713293 - 9988191110
20 Mr. Surajmal Punia PA/MD 2714520 2538118 9646208184









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