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The Haryana State Co-operative Apex Bank Ltd A Scheduled Bank
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ABOUT US
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The Haryana State Cooperative Apex Bank Ltd. commonly called as HARCOBANK occupies a vital position in the economy of Haryana State and has been financing farmers, rural artisans, agricultural labourers, entrepreneurs, etc. in the State and serving its depositors for the last 35 years.Haryana state co-operative Apex BankLtd;(HSCB) had prepared in the past Development Action Plan(DAP) in accordance with the guidelines issued by NABARD.The basic objective of this DAP exercise was to identify the reasons standing in the way of the visibility of the HSCB
The short term cooperative credit structure of HARCO BANK consists of three tiers:
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| State Level
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13 branches and 2 extension counters
at Chandigarh and Panchkula.
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| District Level
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19 Central Cooperative Banks with
their 594 barnches working in the
length and breadth of the State.
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| Patwar-Circle Level
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634 PACS (Mini Banks) catering to the
financial needs of 30 lacs members
who are residing, mostly, in the rural
areas of Haryana.
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FINANCIAL POSITION
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The performance of HARCOBANK has been adjudged as the best State Coop. Bank in the country. From the humble beginning in November, 1966, this bank has grown into a sound financing institution of outstanding credit worthiness. The following figures reveal its financial strength and sound health:-
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(Rs in Crores)
| Sr.No. |
Particulars |
1966-67 |
2005-06 |
2006-07 |
2007-08 |
2008-09 |
2009-10 |
May 2011 |
| 1 |
Share Capital |
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51.94 |
60.94 |
69.33 |
72.04 |
72.33 |
84.10 |
| 2 |
Own Fund |
0.82 |
409.60 |
434.40 |
447.47 |
449.00 |
429.87 |
461.13 |
| 3 |
Deposits |
1.16 |
1172.70 |
1206.52 |
1362.58 |
1723.72 |
1935.17 |
2057.52 |
| 4 |
Borrowings |
6.47 |
1497.18 |
2029.37 |
2156.60 |
1751.74 |
1951.23 |
2282.91 |
| 5 |
Loan Issued |
- |
3823.25 |
2987.14 |
3026.54 |
3227.40 |
3332.86 |
441.06 |
| 6 |
Loan O/S |
7.47 |
2393.19 |
2910.96 |
3124.16 |
2800.00 |
2988.77 |
3302.11 |
| 7 |
Profits |
0.04 |
37.00 |
25.63 |
4.91 |
10.61 |
-17.94 |
- |
| 8 |
Recoveries% |
97.49 |
99.85 |
99.76 |
99.76 |
97.75 |
99.93 |
- |
| 9 |
Total Overdue as % to loans O/S |
- |
0.22 |
0.18 |
0.23 |
2.63 |
0.07 |
- |
| 10 |
NPAs % |
- |
0.22 |
0.18 |
0.23 |
2.63 |
0.07 |
- |
| 11 |
Wkg. Capital |
8.60 |
3115.32 |
3709.95 |
4005.66 |
3952.79 |
4360 |
4833.29 |
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List Of Officers
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| Sr.No. |
Name Of Officer |
Designation |
Phone(O) |
Phone(R) |
Mobile No. |
| 1 |
Mr. Krishna Mohan, IAS |
FC&PS(C)/Chairman |
2711952, 2710306-Fax |
2794040 |
- |
| 2 |
Mr. Naresh Chaudhry |
Managing Director |
2714520, 2704349-Fax |
2738090 |
9417214250 |
| 3 |
Mr. R.P Singla |
GM(A&I/EDP) |
2708760 |
2538211 |
9217816041 |
| 4 |
Mr. Maan Singh |
GM(M&P) |
2784785 |
2538142 |
9316122554 |
| 5 |
Mr. Krishan Lal |
GM(NAC/AC) |
2708740 |
2520383 |
- |
| 6 |
Mr. Atma Ram |
DGM(M&P) |
2702370, 2721683-FAX |
2538143 |
9467701929 |
| 7 |
Mr. N.S Gill |
DGM/Principal STC |
2573871, 2575282-FAX |
2520359 |
9417725745 |
| 8 |
Mr. B.S Malik |
DGM(C&M) |
2700471 |
- |
9468139938 |
| 9 |
Mr. Sanjay Sharma |
T.E |
2572952 |
2538143 |
9872500022 |
| 10 |
Mr. Balraj Sihag |
DGM(A&I/Bkg) |
2707953 |
2538140 |
9463955296 |
| 11 |
Mrs. Anupma |
Manager(AC) |
2703198-FAX |
- |
9417215577 |
| 12 |
Mr.Kamal Sharma |
Manager(TME) |
2572941 |
2520374 |
9463087501 |
| 13 |
Mrs. Arti Sudhir |
Manager(NAC) |
2705946 |
2700072 |
9216316080 |
| 14 |
Mr. Sidharth Tiwari |
Manager(Investment) |
2722154 |
2552299 |
9815816219 |
| 15 |
Mrs. Urvashi Gupta |
Manager(Banking) |
2721026 |
2691483 |
9815636149 |
| 16 |
Mrs. Sudha Sharma |
Manager(Accounts) |
2784278 |
2698705 |
9815614963 |
| 17 |
Mr. Paramjeet Singh |
Manager(Admin) |
2700052 |
2520367 |
9872407159 |
| 18 |
Mr. Virender Singh |
A.M(C&M) |
2703187 |
2551041 |
9463963259 |
| 19 |
Mr. Piyush Hooda |
A.M(Computer) |
2713293 |
- |
9988191110 |
| 20 |
Mr. Surajmal Punia |
PA/MD |
2714520 |
2538118 |
9646208184 |
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